Personal loans come in handy when expenses rise, money falls short or when plugging a temporary income gap. Loans have been abused in recent years but in today’s difficult economy, loans remain an important part of wealth creation. Here’s what you need to get a personal loan.
There’s no getting around the fact that borrowers need good credit scores in order to qualify for a personal loan. Scores don’t have to be outstanding but they do need to be strong. Recent bankruptcies or foreclosures would disqualify potential borrowers in most situations.
However, you never know until you ask. Lending practices are in a high state of flux these days. Regulations are changing. Smart lenders are looking for creative ways to honestly get funds into the hands of the people who need them. Shoppin Read more…
When it comes to creating web content for your website, it can sometimes be difficult to know where to start. This is often one of the hardest things about creating your website, and it can make or break how successful it is.
Articles
Write in a personal and engaging way, and try to ensure that every article you write provides value to the reader, whether that is by making them laugh or by solving a common problem they may have.
FAQs
A comprehensive FAQ section should be one of the first types of content you add to your website, and you can continue to add to it as you think of more questions that your customers may have.
Guides
If you offer products or services through your website then you may want to create some guides detailing how these work.
Blog
Blog posts are one of the most important types of web content you can add to your website.
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We are now in 2012 and there are plenty of talks in the mainstream media about a possible hand-landing for the Chinese economy. In today’s article, we shall not go too deep into the details. This article by Paul Krugman explains the mainstream thinking very well. Nevertheless, despite the mainstream speculation of a possible hard landing, the financial markets are still pencilling in a soft landing. This may change as more data is released to indicate otherwise.
We don’t dispute Paul Krugman’s thesis of why a hard landing is coming. In fact, as we read his articles, we find his argument familiar- in fact, they seem to come from Michael Pettis, a professor at Peking University’s Guanghua School of Management. We read his articles regularly for insights, along with Patrick Chovanec’s. Even our favourite contrarian, Marc Faber is echoing warnings that while all eyes are looking at Europe’s problems, China may surprise on the downside.
No
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All around the globe, anxious markets are waiting to find out how the Greek crisis will play out. With every day, comes another media report of dire economic news – this something that didn’t happen or that something which did. It is now all rushing toward a March dénouement, when some €14.5 billion worth of Greek sovereign bonds are due to mature. It will either culminate with a bang or a bust, though quite a few economists are sure it will be the latter.
Right now, the negotiations between the Greek government and their private bondholders is at an impasse of sorts. Greece’s private creditors say they cannot “voluntarily” accept any additional losses even as they now consider taking losses of as much as 70%. Some economi
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Specialist lifestyle insurance provider Protect your bubble have snapped up two awards in the prestigious The Money Awards, in the Best Start Up and Best Use of Social Media categories.
The Money Awards were set up to recognise and celebrate businesses and individuals within the Finance industries, and Protect your bubble (who offer lifestyle insurance products such as gadget, life, travel and pet insurance etc) stood out from their competitors in these two categories.
The Judging Panel said: “What really separates Protect your bubble from their competition is how they aren’t afraid to try anything in order to promote name and brand awareness, while providing exceptional customer services and good value products.
“Within just three years they have grown exponentially, from being a start up to becoming a recognised brand name that has a year on year growth of 100%.”
Commenting on their use of social media, the Judges added: “Protect your bubble go above and beyond what most insurance companies do, providing personal, 24/7 support via their social media channels and they seize opportunities, with research and development being pivotal to their success. They real
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Maintaining the attempt to keep these pieces upbeat for a full week, today we are happy to announce that the level of unemployment in Germany has fallen to its lowest level in the nation’s modern history.
At the end of the Second World War, Churchill described the ideological schism between eastern and western Europe as an Iron Curtain which had fallen across the continent, dividing the capitalist, democratic west from the communist countries of the Soviet Union and Warsaw Pact nations. It took almost fifty years before the curtain was finally lifted and a seminal act in this process was the fall o the Berlin wall and subsequent re-unification of Germany which had been splintered into East and West Germany in the embers of the war.
West Germany was the poster boy of post war success, but the same could not be said of East Germany which had fared badly under communism. W
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It is widely believed that Germany’s fiscal position is the strongest in Europe and that it is the pillar of the Euro-zone.
Then something unexpected happened last week.
The German government could not borrow all the money it needed! Well, not at the currently low interest rates, at least. What if the financial market realizes that Germany’s fiscal position is actually worse than the United States? Kyle Bass, the manager of a hedge fund called Hayman Capital, who made millions by gambling against sub-prime mortgage bond market, explains…
Rebecca Whiffin from Ultimate MSD celebrated her 10th year in business with a fund raising event at the Innovation Centre in Rochester, Kent. It was great to see some familiar faces as well as meet some new and inspiring business people too – plus raise £350 for a very worthy cause Demelza House Hospice.
The event was hosted by Affinity Wealth Solutions Ltd and also celebrated a joint venture between Ultimate MSD and Ian Barratt Consulting.
There was a real mix of business people and some great new contacts were made. It
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Recently, we received an email from one of our readers:
Just wondering if you’d like to touch on possible investment ideas for hedging australian real estate?
I’ve had a look at puts on the banks before but the banks have mortgage insurance along with an implied guarentee from the gov so I was thinking that while their may be some correlation, it may not be as high as one would like when the chips are down.
As such any other possible hedging ideas would be appreciated, ideally it would have to be highly leveraged to act as a suitable hedge.
Looking at other places that suffered a debt/property collapse with a low housing supply may be a good place to start? (UK?)
Today, we will talk about this topic. We haven’t talked about Australian property for quite a long time. But you can read through our old archives and know where we stand on this topic. Also,
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